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Tuesday, 24 May 2011

Tuesday, 02 February 2010

Thursday, 31 December 2009

  • slave...

    are you someone who want to get ur own house and have a great life? read this... ^^*

    few days ago, one of our client came in to our office and want us to make a tax planning for him. This is a man who is single and make $100,000 per year, but end up he can't save any money at all... why? Let's calculate it.

    he made $100,000 per year.... he bought a condo for $580,000 couple years ago. he has to pay about almost $40,000 per year for the mortgage and property tax. also, he has to pay about 10-15% salary tax which is about $13,000. so $100,000 salary already gone more than half.

    so about $45,000 left, divided by 12 equal $3750 salary cash every month. sounds a lot right? he has to pay $300 HOAs for the condo. cable, phone, cellphone, gas, internet, car loan, food, insurance for health, car, and other expenses cost about $3000 already. so he might have barely $750 left every month which he might need to buy computer or some entertainments.

    he said before he buy the condo, he can save at least $30000 per year and live more free and less stress. now, he can't even say no to his boss because if he lose the job, his condo has to return to the bank. then end up he will have nothing even he live under all those stress and fears all the time. so he is working and live like a slave now. he was joking that he is working for the bank... He really has not much left every year even he make $100,000 salary per year....

    more you own, more you pay, more pressure and stress, more responsibilities, and less freedom. live like a slave... i think most of people are like this now.

Saturday, 12 December 2009

  • 2012

    我相信最近很多人都會聽到2012的末日論。 無論是瑪雅日曆還是電影2012都成為全球的熱門話題。

    我發覺人類很喜歡末日論。 過去無論什麼年代都有末日預言的出現。 到底人類需要有這些末日預言去提醒自己應該珍惜現在﹐ 還是我們希望末日來臨可以完結一切。

    我個人相信末世已經來臨﹐ 但大概不會是2012。 我相信2012可能是特別的一年﹐ 可能有些事會發生﹐ 但是未至於末日。 而電影2012所說的也太不切實際。 其實無論2012是否末日﹐ 末日是否快來臨﹐ 為什麼要那麼在意。 如果真的末日來臨﹐ 所有人都要死﹐ 我們也沒有什麼可以做和擔心的。 就算今天告訴你肯定2012是末日﹐ 那麼你又可以怎樣。 你還是要生活﹐ 最多碌爆晒credit card. haha!!! 既然全部人都要死﹐ 一點都不孤單﹐ 怕什麼!

    Why so serious!?

blues7667

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    • Name: Lulu
    • Location: California, United States
    • Gender: Female
    • Member Since: 11/19/2003

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